Privacy Policy for Golden Years Insurance Group, Inc.

At Golden Years Insurance Group, Inc., one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Golden Years Insurance Group, Inc. and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

Log Files

Golden Years Insurance Group, Inc. follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information. Our Privacy Policy was created with the help of the Privacy Policy Generator and the Privacy Policy Generator.

Cookies and Web Beacons

Like any other website, Golden Years Insurance Group, Inc. uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.

For more general information on cookies, please read the “What Are Cookies” article on Cookie Consent website.

Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of Golden Years Insurance Group, Inc..

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Golden Years Insurance Group, Inc., which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that Golden Years Insurance Group, Inc. has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

Golden Years Insurance Group, Inc.’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites. What Are Cookies?

Children’s Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

Golden Years Insurance Group, Inc. does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Online Privacy Policy Only

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Golden Years Insurance Group, Inc.. This policy is not applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.

Terms of Use

Thank you for visiting our website.

These Terms of Use (“Terms”) govern how you may access and use the Site and your responsibilities when doing so. We may use any personal information shared by you. By accessing our site, you agree to these Terms so please take a moment to carefully review these documents. If you are accessing this Site on behalf of an organization, then you agree to these Terms and the Privacy Policy on behalf of that organization. If you do not agree to these Terms, you may not use this Site.

Other sections of the Site may have additional rules and regulations that are specific to that particular section and will be accessible to you in such sections.

Modifications

We may modify these Terms from time to time. Any modifications to the Terms will be effective once posted to the Site. If you access or use the Site after the Terms have been modified, your continued access and use will constitute acceptance of all modifications.

Your Conduct

We hope this website will promote and facilitate a meaningful exchange of information. In order to ensure a safe and civil environment, Nature Coast Web Design and Marketing, Inc. expects you to conduct yourself in a respectful and law-abiding manner when using the Site. You may not:

• Use the Site to send unsolicited communications or promotions, also known as “spam”;
• Use the Site to promote or advertise products or services;
• Use the Site in any way that violates local, state or federal laws;
• Upload or share materials that are illegal, fraudulent, defamatory, libelous, misleading, threatening, profane, or obscene;
• Take any action that will disrupt or interfere with operation of the Site, which includes use of any robot, spider, or other automated device, process, or means to access, retrieve, scrape, or index any portion of the Site;
• Violate the privacy or infringe the rights of others, including intellectual property rights;
• Use inflammatory, offensive or inappropriate language;
• Impersonate other persons.

Your Content

In certain areas of the Site, you can choose to upload content that will be publicly displayed. Please be thoughtful when choosing to do so, since content available online is easily shared and captured.

If you choose to share content on the Site, you warrant and represent that you are the owner of the content or you are permitted to use the content in such manner. You may not post any content to the Site that you do not own or are not permitted to use. We respect the intellectual property rights of others and expects you to do the same.

By submitting any content, you grant to us a nonexclusive, perpetual, irrevocable, worldwide, sublicensable, royalty-free license to use, store, display, publish, transmit, transfer, distribute, reproduce, create derivative works of, and publicly perform such content for any purpose related to the Site and the services provided through the Site.

We will review all content submitted prior to public posting on the Site. If approved, the content will be posted within a reasonable timeframe. We may refuse to post any content for any reason whatsoever. For example, we may not approve content that contains offensive language, is not relevant to the original post, or is a commercial endorsement. Also, we may remove any content for any reason whatsoever. This means that even if your content was initially approved by us, we may remove it at a later date.

If you choose to upload content to the Site, you agree to indemnify and hold us harmless from any and all liability, damages or expenses whatsoever due, directly or indirectly, to any cause of action arising out of the Content posted by you.

E-mails

You may have the opportunity to provide your email address to us, for example, by registering for members’-only access. If you share your e-mail address with us through the Site, we may send e-mails to you about a variety of subjects, such as updates to the Site, products, services, events and programs. By providing your e-mail address to us, you consent to receiving these e-mails from us. You will have the option of unsubscribing from our e-mail list(s) through a link included in our e-mails.

Third-Party Links

This Site includes links to websites that are not owned or operated by us. These links are provided as a convenience and do not constitute our endorsement of the linked-to website or its owner. Please be aware when you leave the Site our Terms and Privacy Policy will no longer apply to your activities. Third-party websites will likely have their own terms of use and privacy policy, which we have no control over.

Third-Party Advertisers and Vendors

Third-party vendors may advertise, offer products or services for sale, or host promotions on the Site. If you choose to purchase any product or service or enter any promotion, the terms of that purchase or promotion are between you and the third-party vendor. We do not make any representation or warranty about third-party products, services or promotions available through the Site. We disclaim all liability for any losses or damages stemming from any purchase or promotion offered by a third-party vendor.

Digital Millennium Copyright Act (“DMCA”)

We respect the intellectual property rights of others and expects you to do the same. Per the DMCA, we will respond expeditiously to claims of copyright infringement on the Site if submitted to our Copyright Agent as described below. Upon receipt of a notice alleging copyright infringement, we will take whatever action it deems appropriate within its sole discretion, including removal of the allegedly infringing materials.

If you believe that your intellectual property rights have been violated by us or by a third party who has uploaded materials to the Site, please provide the following information to our designated Copyright Agent listed below:

• A description of the copyrighted work or other intellectual property that you claim has been infringed;
• A description of where the material that you claim is infringing is located on the Site;
• An address, telephone number, and e-mail address where we can contact you and, if different, an e-mail address where the alleged infringing party, if not us, can contact you;
• A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law;
• A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf;
• Your electronic or physical signature.

Governing Law

These Terms are governed by the laws of the State of Florida, without reference to conflicts of laws. Regardless of your location, any disputes that arise under these Terms will be litigated before a court in Citrus County, Florida.

Entire Agreement

These Terms constitute the entire agreement and understanding between the parties with respect to their subject matter and may not be contradicted by evidence of any prior or contemporaneous oral or written agreement. These Terms create no third party beneficiary rights.

Miscellaneous

If any provision of these Terms is found to be unenforceable, such unenforceability will not affect the validity of the remaining provisions. You may not assign any of your rights under these Terms. We may assign its rights under these Terms in whole or in part at any time without your consent. No agency, partnership, joint venture, or employment is created as a result of these Terms.